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Why PayPie

An outlook of the market opportunity


PayPie is the definitive decentralized accounting platform for reliable risk score analysis.

The opportunities generated for the financial market are endless. From unbiased data to credible investments, from reliable risk score checks to encrypted security, an array of new possibilities will be introduced.

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PayPie Single Ledger


Risk Score Algorithm


Blockchain Technology

PayPie is powered by Ethereum blockchain to create a decentralized public ledger that guarantees the authenticity of all past, present and future transactions on the platform.

Triple-Entry Accounting

The platform will provide a new single ledger on the blockchain to create a solution that cryptographically seal all accounting entries and overcome shortcomings of the double-entry accounting.

Risk Score Algorithm

As PayPie’s powertrain, the algorithm feeds reliable financial data from businesses and third party applications to marketplace players through the blockchain.

Rest Api


PayPie’s marketplace is designed to facilitate fraud-proof opportunities.

One of the core parts of PayPie is its marketplace, which is a comprehensive space for SMEs, buyers, lenders, and investors to offer and find financial opportunities secured by PayPie’s unique risk score algorithm.



The PayPie team is carefully assembled with a comprehensive set of experts with decades of experience in the Fintech industry. Among the team members there are talents that have contributed with and worked for global powerhouse organizations such as Microsoft, Ethereum, Coca Cola, GE, American Blockchain Council, SlickPie, Citrix, Forbes, Bosch, SAP, Oracle, IBM, Deloitte, KPMG, Barclays, and Bank of America. This includes entrepreneurs, engineers, developers, accountants, lawyers, journalists, and marketers with a proven record of success and in-depth expertise in the fields of technology, financing, banking, accounting, risk management, and blockchain.
  • Nick Chandi
    Nick Chandi

    Co-Founder and CEO

    Nick is a serial entrepreneur and a member of the Forbes Technology Council. Before co-founding PayPie, Nick co-founded SlickPie, a startup that provides online accounting software for SMEs in 130 countries worldwide, and Welcome Networks, a company specialized in providing IT solutions for accounting firms. Nick is an MBA holder with over 20 years of experience working in the accounting tech industry and he is a frequent speaker at national CPA events on technology and cybersecurity practices.

  • Jag Barpagga
    Jag Barpagga

    Co-Founder and CIO

    Jag has over 17 years of experience working with technology giants such as Microsoft, Citrix, and VMW, as well as designing, implementing, and maintaining virtual systems for SMEs. He is an expert in data security networks with background as the principal technical architect and tech lead for private cloud services. He has extensive experience working with a wide range of IT solutions for accounting and bookkeeping firms in North America and with all major accounting software on the market.

  • Anthony Di Iorio
    Anthony Di Iorio

    Strategy Head Advisor

    Anthony Di Iorio founded the Ethereum platform along with Vitalik Buterin and others. Di Iorio is also the founder of Jaxx multi-token blockchain wallet, which is currently used by over 400,000 crypto enthusiasts, the CEO of Decentral blockchain innovation hub, the former CDO of the TMX Group and Toronto Stock Exchange, and a thought leader in the decentralized technology industry. Over a 4-year span, Anthony’s blockchain and cryptocurrencies engagements have yielded over 2000x returns.

  • Ranica Arrowsmith
    Ranica Arrowsmith

    Ranica is the Technology Editor of Accounting Today, one of the most popular and respected accounting news & information source in the world for the public accounting profession. Ranica is a renowned professional in the accounting journalism industry and her voice is heard by hundreds of thousands of accounting professionals year round. Ranica is a natural in the art of communicating all that’s new and trendy in the accounting technology scene and she is an industry reference when it comes to trusting innovative accounting platforms and ideas.

  • Jack Shaw
    Jack Shaw

    Jack Shaw is the Co-Founder and Executive Director of the American Blockchain Council. Having advised Fortune 500 companies such as Coca Cola, GE, Bosch, SAP, Oracle, and IBM, Jack is a leading expert on the strategic business implications of Blockchain technology. He has over 30 years of experience as a tech futurist in the fintech scene and he has delivered over 1000 keynote speeches and presentations worldwide. Jack is a Kellogg MBA holder and a Yale alumnus.

  • Steven Sprague
    Steven Sprague

    Steven is the CEO of Rivetz Corp and a director at Wave Systems Corp in which he served as President and CEO for 14 years before transitioning to the board of directors and assisted the company sell over 130 million copies of licensed software globally. A popular speaker on cybersecurity topics, Steven is influential player in the development and application of the self-encrypting drive industry standards. A Cornell alumna, Steven has strong technical foundation in the principles, capabilities and business models of incorporating hardware into everyday computing.

  • Gary Cokins
    Gary Cokins

    Gary is an internationally renowned accounting expert and one of the most experienced executives on the global market. With over ten years working as a financial controller and operations manager, fifteen years as a management consultant (Deloitte, KPMG, and EDS), and sixteen years with SAS, Gary is an expert speaker, author, and consultant in the Enterprise Performance Management (EPM) and business analytics methods and systems. Gary is a Kellogg School MBA holder and a Cornell alumnus.

  • Yohan Varella
    Yohan Varella


    Yohan is a Marketing Post-Degree holder and a startup growth executive with thorough expertise in the accounting technology industry. Serving as the current Head of Marketing of SlickPie, he has a proven track record generating accelerated month-over-month growth at limit-pushing rates on the fintech market. He is a published author on major accounting technology outlets and a speaker at degree-level academic institutions on startup growth topics.

  • Pardeep Kumar
    Pardeep Kumar

    Platform Dev. Manager

    Pardeep is an experienced computer program development manager with over eight years of work in the field creating business logic architecture for applications. He has in-depth knowledge and experience implementing scrum framework and double-entry accounting standards in ERP applications. Pardeep holds a Master of Computer Applications Degree and has lead teams to build successful computer programs from the ground up serving the SMBs’ financial and accountancy markets.

  • Sulabh Singla
    Sulabh Singla

    Technical Lead

    Sulabh is a full-stack software engineer with over seven years of experience working with all major programming languages, web technologies, architectures, scripting languages, dot net frameworks, RDBMS, source controls, issue trackers, applications servers, and platforms. Sulabh holds a Master of Computer Science Degree and he has extensive expertise as a technical lead for business applications development of all complexities.

  • Bogdan Fiedur
    Bogdan Fiedur

    Blockchain Expert

    Bogdan is a blockchain and a full-stack software developer with over 20 years of work experience. He has worked on multiple blockchain projects and platforms. Bogdan specializes in decentralized blockchain solutions using Ethereum’s platform and web3 technologies to connect blockchain to real world data. He has thorough expertise in blockchain protocols’ practicality to business applications and in developing smart contracts for audited security.

  • Ben Samaroo
    Ben Samaroo

    External Legal Counselor

    Ben is an experienced lawyer with technical expertise on multiple FinTech matters including blockchain, cryptocurrency, and crowdfunding. Currently serving as a business lawyer in Vancouver at Digby Leigh & Company, his legal practice involves company formation, corporate governance, equity and debt financings, venture capital, angel financings, and mergers and acquisitions. Ben has acted for public and private companies in the technology and energy sectors, investment funds, angel investors, and entrepreneurs.